BRI Ceria

- Loan Product: Digital Lending product with 1 up to 12-month installment
- Interest Rate: 1,99% flat per month or Annual Percentage Rate of 23,88%
- Limit: Minimum of RP 500.000,- up to Rp 20.000.000,- maximum
- Example: If you choose to do a 12-month installment to pay a transaction worth Rp 3.000.000,- with an interest of 1,99% per month, then the repayment that must be done per month is Rp 309.700,-. The total payment is Rp 3.716.400,-


Ceria is a Digital Lending App by Bank BRI. All saving customers of Bank BRI can apply for the Ceria facility. With Ceria, users will get a chance to get up to Rp 20 million facility whenever and wherever within 30 minutes.

Ceria will give the easiest and fastest way for customers to fulfill every online transaction need with a starting amount of Rp 500 thousand up to Rp 20 million. Users can choose up to 12 months tenor and never have to worry about repayment. The users saving account will automatically debited every due date.

Ceria is officially registered and supervised by the Financial Services Authorization (OJK)